Meet the SBL Team

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Sean Bowling CeMAP, MLIBF, FIBA, NACFB Accredited

As well as being the owner of sbl financial, I am also a mortgage and protection specialist. For the last 15 years, I have carved a niche in the non-high street market, working with specialist firms to help people with historic arrears and credit issues, complex income and self-employed as well as non-conforming properties. I thrive on thinking outside of the box for solutions to complex and difficult situations and take pride and satisfaction in helping clients whilst empowering the people I work with.  


Lisa Bowling Assoc CIPD

An experienced international manager with extensive experience in the UK, Russia, Eastern and Central Europe and China. Lisa’s experience ranges from the initial planning stage, right through to store set up and training the teams. She has worked with the franchise owners, director and store teams and has a proven ability to train, coach and develop. Lisa was responsible for managing franchise partners across 12 countries and in 120+ stores with a combined turnover of over £150m. Her passion is to empower and develop people to be the best that they can be because their success is my success. 


Gabor Hofmann CeMAP CeRER, NACFB Accredited

Gabor aka #The Hof is a qualified CeMAP adviser and equity release adviser with a background in sales and customer service in various industries.  He is passionate about providing first class customer service to his mortgage and protection customers.  He thrives on finding the right solution for each of his clients’ requirements, ensuring they have the best experience possible.



Zia Rehman CeMAP LIBF

Zia Rehman is a regulated adviser as well as being our London Business Development Manager for our London office.  Zia is fluent in Hindi, Urdu, Arabic and Punjabi and is a great asset for our Indian and Asian community.



Molly Clarke LIBF

Molly has been with us since 2021 and has recently gone from an admin role to an adviser and is able to assist clients looking for Buy-To-Let, Commercial, Secured Loans and Insurance and is the youngest adviser under the connect network to be signed off.


Mel Nickolson MLIBF

Mel is a Mortgage and Protection Adviser of 10 years with over 30 years experience in the Financial Services Industry.

Ram secured loans

SBL and Ram Secured Loans

Ram Secured Loans is a trading style of SBL Financial and is our specialist secured loan arm and we are able to offer second charge secured loans on Residential or Buy-To-Let Properties

Ram Commerical

SBL and Ram Commercial

Ram Commercial Bespoke Services is a trading style of SBL Financial and specialises in the development and commercial side of the business.

Ram secured loans

SBL and Ram Protect

Ram Protect is a trading style of SBL Financial and specialises in the protection side of the Business and can assist with life insurance, critical illness, whole of life, general insurance and business are some of the services it has offer.


Admin Support

If you have any admin queries, please do not hesitate to email our admin team.



It is our intention to provide you with a high level of customer service at all times.  If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service

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London institute of banking and finance
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