The Impossible may just be another day for us!

We could help you remortgage to find a better rate, reduce your mortgage term or release some funds for home improvements With rates starting from 1.04% and cascade right up to 9.3% with 2.79% being a typical rate. Rates are correct as of 30/11/2020.

By submitting this form, you’re allowing us to add you to our mailing list under the terms of GDPR. We will not allow your details to be used by third parties.

Welcome to sbl financial

Sbl financial is a mortgage and protection firm who currently have access to over 155 lenders. This means that we have a solution for most clients by having access to so many specialist lenders, exclusives and semi-exclusives as well as high street banks, building societies and well known providers. 

Our director has worked in the specialist market for many years to help those clients who have struggled on the high street because they either have a complex income, have historic credit issues or have non-standard criteria properties and have been left frustrated with lack of options from their bank.

It is not just about the quirky stuff either. We also have regular customers and what we offer them is a great customer service, good communication, out-of-hours appointments and guides to help them through the entire process of whatever product and service they decide they want from us.

No matter who you are, everyone gets a welcome pack, newsletter and lots of helpful fact sheets relating to your enquiry. We may be small but our team is by no means new or inexperienced. sbl financial was purposely set up to give help, great advice, maximum choice and unrivalled service; we do not have clients, we build and nurture relationships.

0 +
LENDERS AVAILABLE

Welcome to sbl financial

Sbl financial is a mortgage and protection firm who currently have access to over 150 lenders. This means that we have a solution for most clients by having access to so many specialist lenders, exclusives and semi-exclusives as well as high street banks, building societies and well known providers. 

Our director has worked in the specialist market for many years to help those clients who have struggled on the high street because they either have a complex income, have historic credit issues or have non-standard criteria properties and have been left frustrated with lack of options from their bank.

It is not just about the quirky stuff either. We also have regular customers and what we offer them is a great customer service, good communication, out-of-hours appointments and guides to help them through the entire process of whatever product and service they decide they want from us.

No matter who you are, everyone gets a welcome pack, newsletter and lots of helpful fact sheets relating to your enquiry. We may be small but our team is by no means new or inexperienced. sbl financial was purposely set up to give help, great advice, maximum choice and unrivalled service; we do not have clients, we build and nurture relationships.

[lender-counter]

Face to Face Appointments

Yes, it can all be done online but we do love doing face to face appointments too – as well as out of hours appointments to fit with you. We’re not just 9-5.

Credit File Issues

Been declined by your high street bank? No problem – we have lots of specialist lenders, not available direct or on the high street, to help you get back on track.

Development / Bridging

Are you struggling with a project? Do you need help with a business plan, completing forms or a site visit? Do you need advice on which lender to look at before going to an auction? We can help with it all.

Buy-to-let and HMOs

Do you have a 5, 6 ,7 ,8 bed HMO and your bank now has no appetite to lend to you, or help with your portfolio? We have lots of specialist lenders for these properties, with the benefit of them having a proactive approach, we can also do portfolio insurance as just one of the additional services that we can offer .

If you haven’t come across us before, you will naturally be asking yourself why we should use sbl financial

There are 100 other brokers in a 20-mile radius. All of their websites look and say the same. So why should you come to us?

Well the answer is this…

Whilst we love doing the standard high street mortgages offering the most competitive rates for residential and buy-to-let, where the applicants are generally employed, have a good understanding of what they need and are simply looking for a high street lender to meet their requirements, we love going the extra mile too… helping those who don’t fit the standard criteria.

We love to specialise in the more complex, credit issue, non-conforming applicants who have been knocked back by the high street lenders as they don’t quite fit the criteria. 

For the last 15 years, we have carved a niche in the non-high street market to help people access specialist lenders, meaning clients can get on with planning their lives.

The impossible can be just a normal day for us.

And on the rare occasion we don’t succeed at first, we will work with you to develop a step-by-step plan to help you get to the place you need to be, so in the future you will be back on track . 

Our advice will always be on a case by case basis and specific to your individual circumstances.

We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. For sales of non-investment insurance products such as life and critical illness insurance, we are remunerated by commission from the insurance provider.  Commission will normally be based on a percentage of your premium for a set period of time.”